Safe deals on WhatsApp

Pay safe.
Ship safe.

Hoolam holds the money in the middle until the buyer is happy.

No app downloadBank transfer, any bank
Deal #HL‑20482 pairs of sneakers
Buyer
Seller
₦10,300
Held by Hoolam until the buyer is happy
See how it works
Sound familiar?

The old way, someone always gets burned.

The buyer pays and hopes. Or the seller ships and hopes.

last seen 3 days ago ₦15,000 Hello? Did you send it? ₦15,000 sent Read 3 days ago No reply…
The buyer paid firstThe seller never answered.
Transport paid −₦1,500
The seller shipped firstThe buyer said no at the gate.
How you are protected

See where your money is, at every step.

Where’s the money?
Still with the buyer
Hoolam
Hoolam
2 pairs of sneakers from Mama Bella. ₦10,000. Right?
YesChange it
1
Step 1 of 5 · Agree

It starts with a chat.

Tell Hoolam what you’re buying and the price you agreed. The seller gets the deal in one tap.

Bank transfer
Send ₦10,300 to Hoolam
A one-time account, just for this deal
2
Step 2 of 5 · Pay

You pay. We hold it.

Your money comes to Hoolam, not the seller. It waits safely until the deal is done.

Item₦10,000
Hoolam fee₦300
You pay₦10,300
Hoolam ₦10,300 Held safely Ship now
Buyer paid. Ship now.₦10,300 is held for you
3
Step 3 of 5 · Ship

The seller ships. No fear.

They can see the money is ready before the package leaves the shop.

Happy with it? I’m happy
4
Step 4 of 5 · Check

Check it at the door.

Open it. Look at it. Then you decide. Try it:

The seller gets paid.Deal done. Everyone happy.
Buyer goes quiet? We remind them, and our team follows up.
Pricing

One small fee. Only when you deal.

2.5%per deal, all‑in

Never less than ₦300. Never more than ₦5,000.

  • Free to join
  • No monthly fee
  • No hidden charges
₦
Who starts the deal?
Buyer pays₦10,300
Seller gets₦10,000

Hoolam fee: ₦300

The buyer started this deal, so the buyer pays the fee. The seller gets the full price.

Why trust us

Your money is never ours to spend.

Here’s what stands behind every single deal.

Kept at a bankHeld with Moniepoint Microfinance Bank, licensed by the Central Bank of Nigeria. Apart from the money Hoolam runs on.Where the money sits
A registered companyHOOLAM DIGITAL PLATFORM LTD, RC 9919417, registered with the Corporate Affairs Commission.Look us up on CAC
Every deal protectedPaid if you deliver. Refunded in full if it never comes, our fee included.How refunds work
Private by defaultWe never sell your details. Your data is handled under Nigeria’s Data Protection Act.Privacy policy
Quick answers

Still wondering?

Do I need an app?

No. It all happens in WhatsApp.

How much does it cost?

2.5% of the price. Never less than ₦300, never more than ₦5,000. Whoever starts the deal pays it.

What if my item never comes?

You get your money back.

What if the buyer says no at the gate?

Tell us in the chat. The money stays frozen while a real person sorts it out with you both. Wrong item? The buyer gets it all back.

How do I pay or get paid?

Buyers pay by bank transfer to a one-time account we send for that deal. Sellers are paid straight to their bank account.

Who do I talk to if something goes wrong?

A real person, in the same WhatsApp chat. Tap “Talk to a person” in the menu.

Your turn

Your next deal, worry‑free.

Say hello. We’ll guide you through your first one.

Protect my next deal